
“SPF lagaa le… lagaa le… warna dhoop teri skin ko jalaa de!” 😅 (Twisting an old Bollywood hook for our sunscreen struggles.)If you’ve been standing in the aisle staring at dozens of tubes wondering whether to pick a mineral SPF or a chemical SPF, you’re not alone. Both promise protection, both claim to be “the best”, but which one really suits your skin? I’ve tried both on sweaty Delhi afternoons, Goa beaches, and under office AC glare — and here’s the truth you won’t find on a marketing label.
Sunlight = UVA + UVB. UVA = premature aging, pigmentation; UVB = burns, direct DNA damage.No matter your skin tone, unprotected sun exposure accelerates wrinkles, dark spots, and yes — increases risk of skin cancer. Skipping SPF because it “feels heavy” is like skipping a helmet because it “ruins your hair.”

Dermatologists globally agree that both mineral and chemical SPFs are effective if used correctly. Studies show zinc oxide and titanium dioxide remain mostly on the skin’s surface and are photostable. On the other hand, chemical filters like avobenzone and octocrylene are cosmetically elegant and easier to apply enough of, which matters more than the filter type.Concerns about oxybenzone and coral reefs have led to bans in some areas — so if you’re heading to a beach holiday, check local “reef-safe” guidelines.
Go for mineral SPF or a hybrid with high zinc oxide. Less chance of stinging or flare-ups (especially around eyes).
Chemical SPF (or tinted mineral) avoids white cast and sits better under foundation.
Choose lightweight gel or fluid textures — either mineral or chemical — labelled “non-comedogenic”.
Water-resistant chemical SPF or hybrid formulas that won’t rub off easily.
These mix mineral + chemical filters to combine immediate protection with lightweight feel. Great for people who hate white cast but still have sensitive skin.
Both protect if applied correctly and in enough quantity.
It’s less likely to irritate and more “reef-safe,” but chemical SPF isn’t inherently unsafe.
It converts UV to a tiny bit of heat but you won’t feel it unless your skin is ultra sensitive.
Yes. Hybrids exist, or you can layer — but reapplication is still key.
Mineral = immediately. Chemical = after about 15 minutes.
Mineral SPF vs Chemical SPF isn’t a war — it’s a choice. One sits on top, one sinks in; one’s thicker, one’s lighter. What matters most is which one you’ll actually use generously and reapply without excuses.
So next time you sing: “Suraj ki baahon mein, main jal na jaun…” 😅 — just remember your SPF is your bodyguard. Pick your warrior and wear it daily.
And for a pro-level glow, pair your SPF game with an at-home facial from The Monsha’s — because protection + pampering = true skincare dharma. 💆♀️🌞